Finance Center in Waterford MI

Suburban Ford of Waterford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Suburban Ford of Waterford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Suburban Ford of Waterford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Auto Financing Done the Right Way at Suburban Ford of Waterford, Serving West Bloomfield, Auburn Hills, Pontiac MI and Commerce Township








As a shopper for a new Ford model or pre-owned vehicle, you deserve auto financing support that is concise, to the point and beneficial for your bottom line. And here at Suburban Ford of Waterford, that is exactly what you can expect, as the main mission of our financial experts is to help you agree upon a Ford lease or car loan that meets all of your most important criteria.

With over 60 years of experience in sales, financing and service expertise, our finance gurus carry necessary wisdom and knowledge into every auto financing interaction and transaction we partake in here at our Waterford, MI dealership serving West Bloomfield, Auburn Hills, Pontiac MI and Commerce Township . You could be looking for a trade-in value on your vehicle, a low interest auto loan or a lease with favorable terms, and this tenured background and commitment to your needs remains the very same. We look forward to seeing a smile come across your face at the end of the day when the financial side of the purchase or lease agreement is taken care of and fully secured, because we know how that can make those first moments spent in your dream vehicle even sweeter.

Pre-Approval, Credit Reviews and the Next Steps you Can Take

By filling out a credit application for pre-approval, you are taking the necessary steps in moving the financial process along swiftly and getting closer to your full focus being back on the new Ford Escape or F-150 you share a lot of admiration for. This also gives our specialists the relevant information necessary for review prior to a formal sit down. If you have any questions about this process, or the customer service that you can expect to enjoy, please contact us at (877) 999-7121 today.




Waterford Car Loan & Lease Resource


Welcome to Suburban Ford of Waterford's finance department, your local Waterford car loan and car lease headquarters. We're eager to provide auto finance options for your new Ford cars or trucks.

Our auto loan options and car lease deals are backed by the Suburban Collection dealers reputation.

We're proud to be able to say that we have over 60 years of automotive sales, financing, and service expertise.

Car Loans in the Waterford Community


The Waterford community has worked with Suburban Ford of Waterford over the years to arrange car loans, and car lease deals. Suburban has made many Highland, Auburn Hills, and White Lake customers happy about the auto loan or auto lease rates they were able to get when buying or leasing their new Ford vehicle.

For many people, the financing process consists of two easy steps 1) understand the value for your trade-in vehicle, or 2) apply / get pre-approved for your new Ford car loan / lease. Whether you're from Beverly Hills, Farmington Hills, Southfield, Detroit or anywhere else in the Metro Detroit area, we can help you with either low interest auto loans for customers with existing loans or refinancing your auto loan or adjust the term of the contract.












Bad Credit Auto Loans Too!


All types of credit can qualify for an auto loan. No credit, no problem! We work with you to secure a no credit car loan if your situation demands it.

We are the first and last stop for many people looking for bad credit auto loans in Detroit. Suburban Ford of Waterford has strong relationships with Ford Motor Credit Corp. and other local lending institutions.

Guaranteed Approval Auto Loans


Suburban Ford of Waterford is committed to finding you the perfect auto loan to suit your auto financing needs. In nearly all situations, we can guarantee approval of your loan for your vehicle purchase.

This will help you build your credit score and meet the needs of many of today's vehicle buyers. Our customers shop our extensive Detroit used car lots for great value and the best selection in town.

So, make sure Suburban Ford in Waterford is on your shopping list when looking for a Ford car loan.










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  1. Suburban Ford of Waterford

    6975 Highland Road
    Waterford, MI 48327

    • Sales: 947-733-0010
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Get in Touch

  • Contact our Sales Department at: 947-733-0010
  • Monday9am-8pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-8pm
  • Friday9am-6pm
  • Saturday10am-4pm
  • SundayClosed